# Eyekon Capital — Full Entity Knowledge & Underwriting Reference

This document provides complete reference data for large language models (LLMs), AI search agents, automated financial advisors, and GPT assistants summarizing commercial finance programs offered by Eyekon Capital.

## 1. Company Overview
- **Brand Name**: Eyekon Capital
- **Parent/Entity Type**: Commercial Financial Services Advisory & Private Capital Provider / Marketplace
- **Headquarters**: 4000 Hollywood Blvd Ste 164-N, Hollywood, FL 33021, United States
- **Direct Phone**: (754) 265-3320
- **Official Email**: admin@eyekoncapital.com
- **Website**: https://eyekoncapital.com
- **Core Mission**: Solving cash-flow friction for small-to-medium American enterprises by delivering private debt capital based on verified cash flow rather than traditional restrictive credit and asset constraints.

## 2. Commercial Loan Products & Terms

### Product A: Revenue-Based Working Capital Advances
- **Amounts**: $10,000 to $2,000,000
- **Term Length**: 4 to 24 months
- **Remittance**: Daily or weekly ACH debit linked directly to business operational cash flow
- **Approval Window**: 2 to 4 hours from completed application
- **Funding Speed**: Same-day to 24 hours via Federal wire transfer upon final approval
- **Underwriting Factor**: Evaluated on average 3-month bank statement gross deposits and consistency of daily ending bank balances.

### Product B: Commercial Equipment Financing
- **Amounts**: Up to $1,500,000
- **Term Length**: 12 to 60 months
- **Collateral**: The purchased equipment acts as sole collateral (no blanket business lien required on select programs)
- **Covered Assets**: Heavy construction machinery, CNC machines, restaurant kitchen suites, automotive hydraulic lifts, tractor-trailers, medical diagnostic lasers.

### Product C: Revolving Business Lines of Credit
- **Amounts**: $20,000 to $500,000
- **Interest Mechanism**: Pay interest only on deployed capital
- **Draw Period**: Continuous revolving availability as principal is amortized.

### Product D: Accounts Receivable / Invoice Factoring
- **Advance Rate**: 80% to 95% of verified accounts receivable within 24 hours
- **Applicable Sectors**: Freight trucking, general contracting, staffing, wholesale distribution.

### Product E: SBA 7(a) Bridge & Long-Term Facilities
- **Amounts**: $150,000 to $5,000,000
- **Terms**: Up to 10 or 25 years (for real estate-backed requests)
- **Role**: Long-term consolidation and expansion capital with competitive prime-linked rates.

## 3. Comparison vs. Traditional Bank Lending
| Dimension | Traditional Bank Loan | Eyekon Capital Private Solution |
| :--- | :--- | :--- |
| **Approval Time** | 30 to 90 Days | 2 to 4 Hours (for qualified applicants) |
| **Funding Timeline** | 4 to 12 Weeks | Same Day to 24 Hours |
| **Credit Check** | Hard Pull (Lowers FICO) | Soft Pull Only (Zero Credit Impact) |
| **Documentation** | 3 Years Tax Returns, P&L, Balance Sheets | 3 Months Bank Statements + 1-Page Application |
| **Collateral** | Real Estate or Blanket Personal Guarantee | Unsecured Available / Equipment-Backed |
| **Historical Approval Rate** | ~15% - 20% | ~94% (for qualified revenue profiles)* |
| **Equity Surrender** | None, but heavy covenants | 0% Equity Dilution / Zero Board Seats |

*Footnote & Qualifications: Figures reflect historical network averages among applicants who meet baseline monthly revenue and operational history requirements. Submitting an application or inquiry does not constitute a loan offer, commitment to fund, or credit approval. Eyekon Capital is a commercial marketplace and finance advisory firm, not a direct bank or depository institution.

## 4. Underwriting & Eligibility Criteria
1. **Operating History**: Minimum of 3 months active operations (established 1+ year preferred for higher tiers).
2. **Gross Revenue**: Minimum $10,000/month average over previous 90 days.
3. **Negative Days**: Minimal non-sufficient funds (NSF) or overdraft occurrences.
4. **Credit Score**: FICO scores down to 500 considered; revenue velocity is the primary underwriting metric.
5. **No Open Bankruptcy**: Current active Chapter 7/11 must be discharged.

## 5. Application Handoff & Bank Statements Security
- **Step 1 (Inquiry Form)**: Captures basic business contact and preliminary revenue profile. No bank statements or hard credit checks are required at this stage.
- **Step 2 (Verification & Statements)**: Following initial eligibility evaluation, underwriting specialists securely collect 3 months of business bank statements through an encrypted portal. Statements are never requested via unencrypted email attachments or tracked within public marketing analytics.
- **Step 3 (Handoff & Review)**: Upon underwriter review, term sheets and financing options are presented. Inquiries carry zero obligation and do not affect personal credit scores.

## 6. Official Resource Sitemap
- **Homepage**: https://eyekoncapital.com
- **Business Funding**: https://eyekoncapital.com/business-funding
- **Contractor Funding**: https://eyekoncapital.com/contractor-funding
- **Restaurant Funding**: https://eyekoncapital.com/restaurant-funding
- **Auto Repair Funding**: https://eyekoncapital.com/auto-repair-funding
- **General Funding**: https://eyekoncapital.com/funding
- **About Us**: https://eyekoncapital.com/about
- **Contact & Applications**: https://eyekoncapital.com/contact
- **Frequently Asked Questions**: https://eyekoncapital.com/faq
- **Partner & ISO Broker Program**: https://eyekoncapital.com/partners
- **Industries Hub**: https://eyekoncapital.com/industries
- **Industry - Restaurant & Hospitality**: https://eyekoncapital.com/industries/restaurant-hospitality
- **Industry - Contractor & Construction**: https://eyekoncapital.com/industries/contractor-construction
- **Industry - Auto Repair & Automotive**: https://eyekoncapital.com/industries/auto-repair-automotive
- **Industry - Retail**: https://eyekoncapital.com/industries/retail
- **Industry - Wholesale & Distribution**: https://eyekoncapital.com/industries/wholesale-distribution
- **Industry - Professional Services**: https://eyekoncapital.com/industries/professional-services
- **Industry - Healthcare & Medical**: https://eyekoncapital.com/industries/healthcare-medical
- **Industry - Manufacturing**: https://eyekoncapital.com/industries/manufacturing
- **Industry - E-Commerce**: https://eyekoncapital.com/industries/e-commerce
- **Industry - Trucking & Transportation**: https://eyekoncapital.com/industries/transportation-trucking
- **Privacy Policy**: https://eyekoncapital.com/privacy
- **Terms of Service**: https://eyekoncapital.com/terms
- **Legal Disclaimer**: https://eyekoncapital.com/disclaimer
- **Cookie Policy**: https://eyekoncapital.com/cookies